Streamline income and employment verifications

Citadel API makes it easy for applicants to connect their payroll account and instantly provide access to their income and employment data.

Streamline income and employment verifications

Citadel makes it easy for applicants to connect their payroll account and instantly provide access to their income and employment data.

Close loans faster and minimize risk

Accelerate growth

Fast-track loan applications by leveraging high quality data

Reduce fraud

Spend less time in detecting and blocking fake paystubs

Lower cost per verification

Affordable prices at a fraction of TWN cost

Improve productivity

Teams can do 50% more verifications per day

Redefining income and employment verifications

Redefining income and employment verifications

Users select their employer

Citadel API covers ~80% of the US workforce, well over 100M of working, credit-active Americans.

Users enter credentials

Citadel handles security questions and 2FA right in the app, connecting to their data in under 15 seconds.

Citadel connects the account

Citadel takes the final steps to access, organize, and deliver the data to you either via API or to your Citadel dashboard.

Rich dataset matching GSE requirements

Industry-leading coverage of employers and payroll providers

89.2%

coverage of Fortune 1000 companies

45

supported payroll providers

Pay only for successful verifications

View pricing

Lenders rely on Citadel’s enterprise ready solution

Strict security standards

Citadel API is SOC 2 Type 2 compliant. We’re currently undergoing Fannie Mae's D1C certification.

Robust
monitoring

We leverage Vanta, leading SOC2 continuous monitoring software to stay compliant and secure.

End-to-end
encryption

Data transmitted is kept safe using SSL standards. We use 256-bit AES encryption at rest and TLS 1.2+ in transit.

Automate income and employment verification today